Welcome to Gullak Money Saver ("the App"), developed and owned by Click4Kart Tech Private Limited. We value your financial privacy above everything else. This Privacy Policy outlines our commitment to protecting your information while using our application.

1. Information Collection and Use

Since the App works entirely offline, we do not collect any information from you. This includes:

• No Personal Data: We do not ask for your name, email address, phone number, or account details.
• No Financial Data: Your income, expenses, budgets, and savings data are processed entirely locally on your device's memory.
• No Device Information: We do not track your IP address, device ID, or location.

2. Data Storage & Deletion Warning

All data related to your budget, expenses, and savings is saved only inside your device's local storage. We do not have any cloud servers or online databases.

⚠️ Important Note: Because all data is stored locally, if you uninstall or delete the App, or clear the App's data from your device settings, all your recorded financial data will be permanently lost. We cannot recover this data for you, as we never had access to it.

3. Third-Party Services

We do not integrate any third-party analytics trackers, SDKs, or advertising networks that collect your personal browsing or spending habits. Your financial journey remains completely confidential.

4. Children's Privacy

Our application does not collect any data, making it completely safe for users of all ages, including children. We do not knowingly or unknowingly collect information from anyone.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Since the app is offline, any changes will be updated directly on this page or within the app store listing. We encourage you to review this page periodically for any updates.

6. Contact Us

If you have any questions, feedback, or suggestions regarding this Privacy Policy or the App, feel free to reach out to us: